Key Responsibilities
Review approved credit files received from the Credit Department.
Verify that all Credit Committee approval conditions have been fulfilled prior to loan disbursement.
Review loan documentation and ensure completeness before disbursement.
Coordinate with Credit, Legal, Finance, and Business teams to complete all pre-disbursement requirements.
Prepare and issue loan disbursement instructions.
Coordinate loan disbursement activities with the Finance Department.
Maintain complete and accurate loan files and records.
Update and maintain loan records within the Loan Management System (LMS).
Monitor operational turnaround times (TAT) and pending cases.
Ensure compliance with internal policies, procedures, and applicable regulatory requirements.
Support internal and external audit activities.
Prepare operational reports and MIS as required.
Minimum Qualifications
Bachelor's degree in Business Administration, Finance, Accounting, or a related discipline.
4–6 years of relevant experience in Credit Operations, Loan Administration, SME Finance, Banking, Leasing, Factoring, or other Non-Banking Financial Institutions (NBFIs).
Good knowledge of SME lending documentation and loan disbursement processes.
Experience working with Loan Management Systems (LMS) or Core Banking Systems is preferred.
Strong knowledge of Microsoft Excel and reporting tools.
Strong attention to detail, communication, and organizational skills.
