Accountabilities & Key Roles :
- Manage and support the portfolio of consumer asset products, including personal loans, auto loans, and credit cards.
- Assist in the development and implementation of asset product strategies to drive growth and profitability.
- Analyze market trends, customer needs, and competitor offerings to identify opportunities for product enhancement.
- Collaborate with sales, marketing, and operations teams to ensure effective product delivery and customer service.
- Monitor and report on asset product performance, including volumes, revenues, and delinquency rates.
- Assist in the design and execution of sales campaigns and promotional activities
- Ensure compliance with regulatory requirements and internal policies related to consumer asset products.
- Familiar with credit scoring models performance using indicators such as Gini, KS, bad rates, PSI and population portfolio stability.
- Support the integration of AI and alternative data into credit decisioning with an appropriate validation.
- Work closely with data science and analytical teams on credit scoring model development.
- Familiar with the development of digital lending products.
Job Requirements:
Education:
- Bachelor’s degree in Business Administration, Finance, or related field.
Experience:
- 5+ years of experience in consumer banking or asset product management.
Competencies:
- Strong analytical and market research skills.
- Excellent communication and interpersonal abilities.
- Collaboration and teamwork skills.
- Knowledge of consumer asset products and market trends.
- Problem-solving and decision-making capabilities.
- Attention to detail.
- Hands-on experience with scorecard development, validation and monitoring.
- Proficiency in English and Arabic.
