We're Hiring: Senior Liquidity Specialist
Location: United Arab Emirates (Remote)
Employment Type: Full-Time
Experience Level: Senior
Work Arrangement: Fully Remote
About UsWe are a globally focused organization committed to maintaining strong liquidity, financial resilience, disciplined treasury operations, and effective capital management across diverse markets, entities, currencies, and business environments. Our Finance teams collaborate across Treasury, Accounting, FP&A, Banking, Tax, Procurement, Commercial, Operations, and senior leadership to maintain appropriate liquidity and support sustainable business performance.
Our liquidity function provides visibility over available cash, funding requirements, working-capital movements, financial commitments, stress scenarios, and short- and medium-term funding needs, enabling management to make informed decisions about cash and capital resources.
The RoleWe are seeking an experienced Senior Liquidity Specialist to lead liquidity forecasting, cash-flow analysis, funding planning, liquidity monitoring, scenario analysis, working-capital analysis, and treasury reporting activities.
The ideal candidate will maintain a clear view of current and projected liquidity across entities and currencies, identify potential funding gaps and surplus-cash opportunities, develop liquidity scenarios, monitor financial commitments, and provide management with timely analysis to support effective liquidity and capital decisions.
Key Responsibilities
- * Lead liquidity-management activities across assigned entities, business units, currencies, and jurisdictions.
- Monitor current and projected liquidity positions across the organization.
- Prepare daily, weekly, monthly, and rolling liquidity reports.
- Consolidate cash balances, expected inflows, expected outflows, committed funding, and liquidity requirements.
- Develop short-term, medium-term, and long-term liquidity forecasts.
- Maintain rolling liquidity forecasts using operational, financial, commercial, and treasury assumptions.
- Analyze historical cash-flow patterns to improve liquidity forecasting accuracy.
- Coordinate liquidity inputs with Treasury, Accounting, FP&A, Accounts Receivable, Accounts Payable, Procurement, Tax, Payroll, and Operations.
- Monitor expected customer collections and supplier payments and assess their impact on liquidity.
- Incorporate payroll, tax, debt service, capital expenditure, investment, and other significant cash requirements into liquidity forecasts.
- Monitor contractual and operational commitments that may affect future liquidity.
- Identify potential liquidity gaps, timing mismatches, and funding requirements.
- Escalate emerging liquidity risks and develop appropriate response plans.
- Monitor minimum cash requirements and approved liquidity buffers.
- Assess liquidity adequacy against internal policies, business requirements, and risk tolerances.
- Monitor cash balances across operating, collection, investment, payroll, tax, and restricted accounts.
- Assess the availability and accessibility of cash across legal entities and jurisdictions.
- Identify restricted, trapped, pledged, or otherwise unavailable cash.
- Analyze opportunities to improve liquidity utilization across entities and accounts.
- Support cash concentration, pooling, sweeping, and intercompany funding arrangements where applicable.
- Coordinate intercompany funding and liquidity transfers between group entities.
- Monitor intercompany loans, advances, and other funding arrangements.
- Review intercompany funding requirements and expected repayment schedules.
- Coordinate with Treasury on short-term borrowing and funding requirements.
- Support evaluation of overdrafts, revolving facilities, short-term loans, and other liquidity sources.
- Monitor available credit facilities and undrawn funding capacity.
- Track facility maturities, borrowing limits, covenants, fees, and other liquidity-related commitments.
- Prepare funding requirement forecasts and support financing decisions.
- Analyze the cost and availability of alternative funding sources.
- Coordinate with banks and financial institutions on liquidity and funding-related matters.
- Maintain relationships with banking partners supporting liquidity and funding activities.
- Monitor bank balances, account structures, available facilities, and funding capacity.
- Review bank statements and significant cash movements affecting liquidity.
- Investigate unusual or unexpected cash movements and assess their liquidity implications.
- Monitor foreign-currency liquidity positions across relevant entities and currencies.
- Analyze currency mismatches between expected cash inflows and outflows.
- Support foreign-currency funding and liquidity planning.
- Monitor foreign-exchange exposure arising from liquidity positions.
- Coordinate with Treasury on foreign-exchange requirements associated with projected cash flows.
- Develop liquidity scenarios covering base-case, downside, upside, and stress conditions.
- Conduct sensitivity analysis for changes in collections, payment timing, revenue, costs, interest rates, foreign-exchange rates, capital expenditure, and funding availability.
- Model the impact of major business events on liquidity.
- Assess liquidity implications of acquisitions, restructurings, expansion programs, major projects, and other strategic initiatives.
- Develop contingency liquidity scenarios for operational disruptions, market stress, funding constraints, or significant cash-flow deterioration.
Key Performance Indicators
- * Liquidity forecast accuracy
- Daily liquidity reporting accuracy
- Daily liquidity reporting timeliness
- Short-term cash-flow forecast accuracy
- Medium-term liquidity forecast accuracy
- Forecast variance
- Liquidity forecast submission timeliness
- Minimum cash threshold compliance
- Liquidity buffer compliance
- Liquidity coverage against requirements
- Available cash visibility
- Restricted cash identification accuracy
- Trapped cash identification
- Surplus cash utilization
- Cash concentration effectiveness
- Intercompany funding accuracy
- Intercompany funding timeliness
- Funding requirement forecast accuracy
- Funding gap identification lead time
- Funding availability
- Undrawn facility availability
- Facility utilization
- Facility maturity monitoring
- Debt-service forecast accuracy
- Interest-payment forecast accuracy
- Liquidity stress-test completion
- Stress-test coverage
- Liquidity scenario accuracy
- Liquidity early-warning monitoring
- Liquidity risk escalation timeliness
- Working-capital cash impact
- Cash conversion improvement
- Accounts receivable cash-flow forecast accuracy
- Accounts payable cash-flow forecast accuracy
- Capital expenditure cash-flow forecast accuracy
- Tax and payroll liquidity forecast accuracy
- Foreign-currency liquidity visibility
- Foreign-exchange liquidity exposure monitoring
- Forecast-to-actual variance resolution
- Liquidity reporting accuracy
- Management reporting timeliness
- Liquidity data quality
- Treasury-system data accuracy
- Liquidity process automation coverage
- Manual liquidity-analysis effort reduction
- Liquidity control compliance
- Liquidity policy compliance
- Audit issue resolution
- Stakeholder satisfaction
- Process improvement completion
- Training completion
Ideal CandidateThe successful candidate should have strong experience in liquidity management, treasury, cash-flow forecasting, corporate finance, financial planning, banking, or financial risk management, preferably within a multinational, multi-entity, financial-services, commercial, industrial, or complex operating environment.
The candidate should demonstrate:
- Proven experience managing liquidity forecasting and cash-flow analysis.
- Strong understanding of corporate liquidity management and treasury principles.
- Experience preparing short-term and medium-term liquidity forecasts.
- Strong ability to analyze cash inflows, outflows, funding requirements, and liquidity buffers.
- Experience developing cash-flow scenarios, sensitivity analyses, and liquidity stress tests.
- Strong understanding of working-capital drivers and their impact on liquidity.
- Experience monitoring bank balances, funding facilities, debt obligations, and cash availability.
