Job Title: Senior KYC Consultant
Location: UAE (Remote)
Employment Type: Full-Time
Level: Senior
Work Arrangement: Fully Remote
About UsWe are committed to maintaining strong regulatory compliance, financial integrity, and effective customer due diligence practices. We are seeking an experienced Senior KYC Consultant to oversee Know Your Customer (KYC) processes, assess client risk profiles, strengthen onboarding controls, and ensure compliance with applicable UAE anti-money laundering (AML) and counter-terrorist financing (CTF) requirements.
Key Responsibilities
- * Conduct and oversee KYC, Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) reviews for individual and corporate clients.
- Verify customer identities, beneficial ownership structures, source of funds, and source of wealth where required.
- Review corporate documents, ownership records, identification documents, and other supporting evidence for accuracy and completeness.
- Assess customer risk profiles and identify potential money laundering, terrorist financing, sanctions, and financial crime risks.
- Conduct screening against sanctions lists, Politically Exposed Persons (PEP) databases, and adverse media sources.
- Investigate discrepancies, unusual customer activity, and potential red flags, escalating concerns through established procedures.
- Ensure KYC files meet internal policies, regulatory requirements, and applicable UAE compliance standards.
- Manage periodic reviews, trigger-based reviews, remediation projects, and outstanding documentation requests.
- Provide guidance to compliance teams and business stakeholders on complex KYC cases and due diligence requirements.
- Maintain accurate customer records, audit trails, risk assessments, and review documentation.
- Monitor regulatory updates and industry best practices relating to AML, CTF, sanctions, and customer onboarding.
- Support internal audits, regulatory inspections, and compliance testing activities.
- Recommend improvements to KYC workflows, risk assessment methodologies, and quality control procedures.
- Prepare reports on case volumes, review quality, outstanding remediation, and compliance performance.
Qualifications and Experience
- * Bachelor's degree in Finance, Accounting, Business Administration, Law, or a related field.
- At least 5–8 years of experience in KYC, AML compliance, customer due diligence, or financial crime risk management.
- Strong understanding of CDD, EDD, beneficial ownership verification, sanctions screening, and risk-based customer assessment.
- Familiarity with UAE AML/CTF regulations and relevant guidance issued by applicable regulatory authorities.
- Experience reviewing complex corporate structures, high-risk customers, and cross-border relationships.
- Knowledge of international AML standards, including Financial Action Task Force (FATF) recommendations.
- Experience using KYC platforms, sanctions screening tools, case management systems, and customer databases.
- Strong analytical, investigative, documentation, and problem-solving skills.
- Excellent written and verbal communication skills and the ability to explain complex compliance requirements clearly.
- High standards of integrity, confidentiality, and professional judgment.
- Certifications such as CAMS, ICA, or equivalent AML and compliance qualifications are an advantage.
- Ability to manage multiple cases independently and meet deadlines in a remote working environment.
Key Performance Indicators (KPIs) Review Accuracy: Maintain high-quality KYC assessments with minimal errors.
* Processing Efficiency: Complete onboarding and periodic reviews within established service-level agreements.
* Regulatory Compliance: Ensure customer files meet applicable regulatory and internal requirements.
* Risk Identification: Identify and appropriately escalate high-risk customers and potential financial crime concerns.
* Remediation Progress: Resolve outstanding documentation gaps and overdue reviews within agreed timelines.
* Audit Readiness: Maintain complete, accurate, and traceable customer due diligence records.
* Continuous Improvement:* Improve KYC workflows, review consistency, and operational efficiency.
What We Offer
- * Competitive compensation based on qualifications and experience.
- Fully remote working arrangements.
- Opportunities to contribute to financial crime prevention and regulatory compliance initiatives.
- Professional development and support for relevant industry certifications.
- A collaborative, ethical, and compliance-focused working environment.
How to ApplyInterested candidates should submit an updated CV and a brief cover letter highlighting their KYC experience, AML expertise, complex due diligence capabilities, and relevant professional certifications.
Email Subject Line: Application – Senior KYC Consultant (UAE Remote)
- We welcome detail-oriented professionals who demonstrate strong analytical judgment, regulatory awareness, and a commitment to protecting financial integrity and maintaining effective compliance standards.
