Role Purpose
Support the delivery of Credit & Risk Excellence initiatives through detailed
analysis, process redesign, policy enhancements, and risk framework
implementation. The role will support the development of RAROC methodologies,
risk appetite frameworks, approval models, and credit process improvements
across sectors, products, and geographies.
The Business Analyst will work closely with Risk, Credit, Finance, and Business
teams to enable data-driven decision-making and strengthen risk governance.
b. Business Domain & Exposure
Credit Risk Management
Wholesale & Corporate Banking
Credit Policy & Governance
Risk Appetite Frameworks
RAROC Analysis
Portfolio Analytics
Credit Approval Frameworks
Sector & Product Risk Management
Credit Process Transformation
Multi-Geography Risk Governance
c. Key Responsibilities
Business Analysis & Risk Assessment
Analyze portfolio performance, credit trends, and risk-adjusted returns.
Support assessment of sector, product, and geographic risk exposures.
Develop insights to support risk and portfolio optimization initiatives.
Credit Process & Policy Enhancement
Document and assess current-state credit processes and approval workflows.
Identify opportunities for process simplification, standardization, and
automation.
RAROC & Risk Analytics
frameworks.
Analyze capital utilization, profitability, and portfolio performance metrics.
Prepare management reports and portfolio analytics.
Risk Appetite & Approval Framework Support
Assist in defining sector-specific and product-specific risk appetite parameters.
Support redesign of approval authorities and governance frameworks.
Track implementation of risk appetite changes across business units and
geographies
Stakeholder Coordination
Coordinate with Risk, Credit, Finance, Business, and Technology teams.
Gather and document business requirements for risk initiatives.
Support workshops, governance meetings, and implementation activities.
Transformation & Reporting
Support delivery of risk transformation initiatives and change programs.
Monitor implementation progress and benefits realization.
Develop dashboards and reporting to track risk and portfolio performance.
d. Experience & Profile
Experience
Analytics, Credit Governance, or Business Analysis.
management initiatives.
Profile
portfolios.
analytics.
