About Us
Moneymoon is a pioneering Fintech platform transforming short-term microlending
through secure, compliant, and seamless peer-to-peer technology. We enable individuals to
support one another through a one-month lending model built on transparency, safety, and
trust.
As we progress through the Saudi Central Bank (SAMA) Regulatory Sandbox and prepare
for full licensing, strong AML controls, regulatory compliance, customer protection, and
effective governance are critical to our mission.
Your Role
We’re looking for an AML & Compliance Specialist to support Moneymoon’s AML, regulatory
compliance, monitoring, and control activities.
In this role, you will help ensure that our operations, customer journeys, financing activities,
policies, and internal processes remain aligned with applicable regulatory requirements,
particularly those issued by the Saudi Central Bank (SAMA).
You will work across both AML and Compliance, supporting customer due diligence,
transaction monitoring, regulatory research, compliance testing, policy reviews, regulatory
tracking, and internal reporting.
This role is ideal for a fresh graduate who is highly curious, analytical, detail-oriented, and
eager to build a career in compliance and financial crime within a fast-moving fintech
environment.
You will also be encouraged to use AI, automation, and modern productivity tools to make
regulatory research, monitoring, documentation, and analysis faster, smarter, and more
efficient.
Your Responsibilities
AML & Financial Crime
• Support customer due diligence and KYC reviews to ensure required customer
information and documentation are complete and accurate.
• Review customer profiles and financing activities to identify unusual or potentially
suspicious behavior.
• Support transaction monitoring activities and review alerts generated through AML or
fraud monitoring scenarios.
• Assist in identifying suspicious patterns, customer behavior, transaction trends, and
financial crime risks.
• Support enhanced due diligence activities for higher-risk customers or cases when
required.
• Maintain accurate AML case records, investigation notes, evidence, and supporting
documentation.
• Escalate unusual or suspicious activities to the relevant Compliance and AML
stakeholders.
• Support the review and periodic improvement of AML monitoring scenarios and internal
controls.
• Assist with AML-related reporting, trackers, dashboards, and regulatory documentation.
• Support internal reviews relating to potential AML breaches or control gaps.
Regulatory Compliance
• Monitor SAMA circulars, regulatory updates, guidance, and applicable regulatory
requirements.
• Support regulatory research and translate applicable requirements into clear internal
actions.
• Assist in maintaining Moneymoon’s regulatory obligations tracker and follow up on
implementation across relevant teams.
• Support the development, review, and maintenance of compliance policies, procedures,
standards, and internal controls.
• Perform compliance monitoring and testing activities to assess adherence to regulatory
requirements and internal policies.
• Support compliance risk assessments and help identify control gaps, regulatory risks,
and required remediation actions.
• Review business processes, customer journeys, products, initiatives, and internal
practices from a compliance perspective.
• Document compliance observations, recommendations, and action items and follow up on
agreed remediation.
• Support investigations into potential regulatory breaches, policy violations, and
compliance concerns.
• Maintain accurate compliance registers, trackers, records, and supporting evidence.
• Support the preparation of compliance reports, regulatory updates, monitoring results,
and management materials.
• Assist with regulatory examinations, internal audits, and independent compliance
reviews by preparing evidence and supporting documentation.
• Support compliance training and awareness activities across the company.
• Work closely with Operations, Risk, Cybersecurity, Finance, Product, Technology, Data &
AI, and other teams to strengthen regulatory and AML controls.
AI, Automation & Process Improvement
• Use AI tools and automation to support regulatory research, document reviews, control
testing, reporting, and compliance monitoring.
• Explore ways to simplify repetitive AML and compliance tasks through automation and
smarter workflows.
• Use AI-assisted analysis to help identify patterns, inconsistencies, regulatory gaps, and
potential risk areas.
• Support the development of more efficient compliance trackers, dashboards, templates,
and monitoring processes.
• Stay up to date with developments in RegTech, AI-enabled compliance, AML technology,
and financial crime prevention.
Your Expertise
• Bachelor’s degree in Law, Finance, Business Administration, Accounting, Risk
Management, Compliance, Information Systems, Data Analytics, or a related field.
• Fresh graduates are welcome to apply.
• Previous COOP or internship experience is highly preferred, especially within a fintech,
startup, banking, financial services, compliance, AML, risk, audit, or regulatory
environment.
• Exposure to a fast-paced startup or fintech environment is considered a strong
advantage.
• Interest in AML, regulatory compliance, financial crime, fintech regulation, and SAMA
requirements.
• Strong analytical skills and excellent attention to detail.
• Ability to read regulations, policies, and procedures and translate them into practical
actions.
• Strong problem-solving mindset and ability to identify gaps or inconsistencies.
• Strong written and verbal communication skills.
• Good organizational and time-management skills.
• Ability to manage multiple priorities and work effectively in a fast-moving environment.
• Good knowledge of Microsoft Excel is preferred.
• Familiarity with AI tools, automation, data analysis tools, or modern productivity
platforms is highly preferred.
• Knowledge of SQL, Python, BI tools, or workflow automation tools is a plus.
• Strong sense of ownership, integrity, confidentiality, and professional judgment.
• Ability to work independently while collaborating effectively with cross-functional teams.
• Fluency in Arabic and English.
What We’re Looking For
You are curious and naturally interested in understanding how regulations work, why
controls exist, and how risks can be prevented before they become problems.
You are comfortable reading regulations, reviewing details, asking questions, and
challenging inconsistencies when something does not make sense.
You are also highly interested in AI and technology and actively look for ways to use them to
work faster, reduce manual effort, and improve the quality of compliance and AML
activities.
You do not need years of experience, but you do need a strong willingness to learn, take
ownership, and grow quickly.
You enjoy working in a startup environment where priorities move fast, responsibilities are
broad, and people are expected to contribute beyond the boundaries of their job title.
Most importantly, you are excited to build your career in AML, regulatory compliance,
fintech risk, and AI-enabled compliance while helping Moneymoon build a safe, trusted, and
regulator-ready financial platform.
