#WeAreAverda
About Averda
Averda is a leading global provider of integrated waste management and environmental services, delivering innovative, sustainable solutions to some of the world’s most complex waste challenges. Operating across multiple markets, we are committed to transforming waste into value while safeguarding the environment, supporting our communities, and driving operational excellence.
Overview
This role owns the Group Credit Policy and customer credit onboarding framework, ensuring appropriate governance over credit approval criteria, customer credit exposure, payment terms, and risk mitigation actions. The role assesses and prepares all credit limit recommendations for AR Lead approval, determines actions for credit limit breaches, and manages credit holds where required.
Key Responsibilities
- Assess customer creditworthiness and prepare credit limit recommendations for approval.
- Review and manage customer credit exposure, including Group-wide exposure across markets.
- Monitor and action credit limit breaches, over-limit requests, and credit exceptions.
- Place and release account holds in line with policy and approved payment arrangements.
- Conduct regular reviews of customer credit limits, payment behaviour, and risk profiles.
- Recommend prepayment, deposits, or other risk mitigation measures where appropriate.
- Maintain accurate credit records, limit registers, approvals, and audit trails.
- Partner with Finance, AR, and business teams to support risk-informed commercial decisions.
- Provide timely reporting and insights on credit risk, exposure, compliance, and emerging issues.
Qualifications
- Degree in accounting, finance or business; a credit management qualification (for example CICM) is an advantage.
Experience
- 4 to 6 years in B2B credit management, ideally with multi-market exposure and public and private sector customers.
Technical knowledge
- Credit assessment from financial statements, trade references and payment behaviour.
- Credit limit matrices, holds and release rules.
- Customer master data control and group exposure aggregation.
- Oracle EBS R12 Receivables credit set-up.
If you think you have what it takes to make the world a cleaner place, if you can see value where others see waste and if you aren’t afraid of a challenge, why not start your journey with us today.
Averda welcomes candidates from all backgrounds, actively promotes diversity in the workforce, and is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives.
ONLY SHORTLISTED CANDIDATES WILL BE CONTACTED*