To lead and manage underwriting operations across all non-motor lines of general insurance business by assessing risk exposures, ensuring profitable portfolio growth, maintaining underwriting discipline, supporting business development initiatives, and ensuring compliance with regulatory and company underwriting guidelines.
- Underwrite and manage risks across Property, Engineering, Marine, Liability, and Financial Lines portfolios.
- Assess risk submissions, financials, claims history, survey reports, and underwriting exposures to determine acceptance, pricing, terms, and coverage.
- Approve risks within delegated authority and refer complex or high-value cases to senior management or reinsurers.
- Monitor portfolio performance, profitability, loss ratios, retention, and risk accumulations, implementing corrective actions where required.
- Develop and maintain sound underwriting and pricing strategies aligned with business objectives and market conditions.
- Manage facultative reinsurance placements and maintain effective relationships with reinsurers and brokers.
- Support treaty renewals, reinsurance submissions, and compliance with treaty guidelines.
- Review risk surveys and recommend risk-improvement and loss-prevention measures.
- Evaluate catastrophe exposures and ensure effective portfolio risk diversification.
- Collaborate with brokers, clients, and sales teams to drive profitable growth and retention.
- Provide technical underwriting support for business development, product enhancement, and market expansion initiatives.
- Ensure accurate policy issuance, renewals, endorsements, cancellations, and maintenance of underwriting documentation.
- Support complex claims assessment by analyzing claims trends and providing underwriting expertise.
- Ensure compliance with regulatory requirements, underwriting guidelines, audit standards, and risk management frameworks.
- Lead, coach, and develop underwriting team members while promoting underwriting excellence and best practices.
Pre-requisite
- Bachelor's Degree in Insurance, Finance, Business Administration, Engineering, Commerce, or related field.
- Professional insurance qualifications preferred:
- ACII / FCII
- CPCU & ANZIIF
- 8-15 years of experience in General Insurance underwriting.
- Minimum 5 years of experience managing non-motor underwriting portfolios.
- Experience across multiple commercial and corporate insurance classes.
- Excellent communication skills, both written and English
