Key Responsibilities
1. Debt Management & Syndicated Loans (Core Focus)
- Syndicated Loans & Structured Finance: Support the administration and drawdown process for syndicated loans, project finance and structured credit lines.
- Debt Servicing: Maintain the group debt schedule and make sure principal, interest and facility fee payments are made on time across all short-, medium-term and syndicated obligations.
- Covenant Monitoring: Update the covenant tracking system, and calculate and forecast key ratios (DSCR, leverage, interest coverage) to confirm compliance with facility agreements.
- Security & Collateral: Prepare and follow up on collateral documentation, mortgages, asset revaluations and related lender requirements.
- Refinancing Support: Prepare models and analysis to support debt restructuring, rescheduling and refinancing initiatives.
2. Banking & Facility Management
- Bank Coordination: Act as the day-to-day contact for relationship managers, facility agents and lenders across commercial banks and NBFIs.
- Facility Documentation: Review and summarize term sheets, loan agreements and credit lines (bilateral loans, overdrafts, LCs/LGs, sale and leaseback).
- Bank Administration: Handle bank account administration, KYC updates, corporate resolutions, signatory mandates and bank exposure limits.
3. Cash & Liquidity Management
- Cash Flow Integration: Include debt service obligations in short- and medium-term cash flow forecasts so funds are in place before payment dates.
- Daily Cash Positioning: Monitor daily cash balances across group accounts and recommend how to deploy surplus liquidity.
- Trade Finance: Coordinate LC and LG issuance, cash-cover requirements and facility utilization tracking.
4. Financial Modeling, Reporting & Analysis
- Debt Modeling: Build and maintain debt amortization models, sensitivity analysis and scenario models for future funding needs.
- Treasury Reporting: Prepare regular management reports covering debt maturity profiles, cost of debt, facility utilization and FX exposure.
- Audit Support: Provide auditors with schedules and supporting documents on debt balances, interest calculations, contingent liabilities and covenant certificates.
Qualifications & Experience
- Education: Bachelor’s degree in Finance, Accounting, Economics or a related field. A master’s degree or MBA is a plus.
- Certifications: CTP, CFA (Level I/II in progress) or FMVA preferred.
- Experience: 4–6 years in corporate treasury, corporate banking or investment banking.
- Debt Exposure: Hands-on experience with syndicated loans, bilateral facilities and debt schedules.
- Banking / NBFI Background: Experience in corporate banking (Islamic or conventional) or NBFIs is an advantage.
- Technical Skills: Advanced Excel and financial modeling. Experience with treasury management systems (TMS) is a plus.
