HD Bank is looking for a talented SMEs RM in the following branch’s locations:
Job Summary:
Review credit studies and contribute to the growth and effective management of the Small and Medium Enterprises (SME) portfolio within the Central Region, while ensuring the portfolio remains sound and well-managed.
Job Responsibilities:
- Attracting new clients and conducting field visits to understand the nature of their business operations.
- Preparing credit proposals and financial analyses.
- Fulfilling and reviewing portfolio reports and statistics, and submitting them to the direct manager.
- Ensuring the timely activation of credit approvals and preparing a monthly report on inactivated cases for the direct manager.
- Monitoring and encouraging clients to utilize their approved credit limits.
- Following up on the renewal of credit limits within the scheduled deadlines.
- Following up on the presentation of Category 7 cases within the designated timelines.
- Achieving financial targets related to initiatives and other banking products.
Job Qualifications:
- Bachelor's degree in Commerce, Accounting, Finance, Investment, or equivalent.
- Obtaining a specialized credit certification (SMEs Credit Course – Certified lender).
- 3–5 years of experience (including at least 3 years in credit)
