- Sales Officer – Personal Loans
- Location: UAE
- Function: Banking Sales / Retail Banking
- Employment Type: Full-Time
Key Responsibilities
- Promote and sell personal loan products to eligible customers.
- Generate leads through direct sales, referrals, corporate contacts, and market visits.
- Understand customer requirements and recommend suitable loan solutions.
- Explain product features, eligibility criteria, interest rates, fees, and documentation requirements.
- Collect and verify customer documents before submission.
- Coordinate with credit, operations, and processing teams for application follow-up.
- Maintain regular follow-up with customers until loan disbursement.
- Achieve monthly sales, conversion, and revenue targets.
- Build and maintain a strong pipeline of prospective customers.
- Ensure compliance with bank policies, KYC requirements, and regulatory guidelines.
- Maintain accurate sales reports and customer records.
Requirements
- Previous experience in Personal Loans, Retail Banking, Direct Sales, or Financial Products.
- Strong understanding of personal loan products and eligibility criteria.
- Proven track record of achieving sales targets.
- Good communication, negotiation, and customer engagement skills.
- Strong lead generation and relationship-building ability.
- Knowledge of UAE banking market is preferred.
- Ability to work independently and in a target-driven environment.
Key Skills
Personal Loans, Retail Banking, Banking Sales, Direct Sales, Customer Acquisition, Lead Generation, Loan Sales, Cross-Selling, Relationship Management, Sales Target Achievement, KYC, Documentation, Credit Coordination, Financial Products, Customer Service, Negotiation, Sales Pipeline Management, Field Sales.
