Job Summary
The role is responsible for leading and overseeing Mid Cap Corporate Credit activities within the assigned main region, ensuring the effective implementation of the sector’s strategy and business plans and the achievement of financial targets, portfolio growth, and portfolio quality objectives. The role also focuses on monitoring credit portfolio quality, driving business development, managing customer relationships, and overseeing regional team performance to ensure compliance with the Bank’s approved credit policies, risk standards, and regulatory controls.
Job Responsibilities
- Implements the Mid Cap Corporate Credit Sector’s strategy and business plans within the assigned main region by translating sector objectives into operational targets for teams and monitoring performance against approved plans.
- Leads and supervises Mid Cap Corporate Credit Team Heads within the assigned region, providing guidance and direction to achieve business, profitability, portfolio growth, and service quality targets.
- Monitors the performance and quality of the region’s credit portfolio, including portfolio growth and profitability.
- Supports business development activities within the region by identifying potential opportunities, target sectors, and prospective customers, in line with the Bank’s and sector’s strategies and within acceptable risk appetite levels.
- Oversees customer acquisition, retention, and relationship management activities through the regional teams, ensuring effective coverage of existing and prospective customers and maximizing appropriate cross-selling opportunities.
- Reviews and monitors credit proposals, periodic customer reviews, financial and market analyses, and facility structures within the region, ensuring sound credit assessment, risk identification, and compliance with approved policies and delegated authorities.
- Monitors market, economic, sectoral, and regulatory developments that may affect customers or portfolio quality within the region, escalating significant developments and providing appropriate recommendations to the Sector Head.
- Coordinates with Risk Management, Credit, Operations, branches, Product Management, and other relevant internal stakeholders to facilitate customer requirements, resolve obstacles, and support the timely execution of approved transactions.
- Monitors regional targets, portfolio performance, customer activity, and current and projected business opportunities, preparing periodic reports, forecasts, and updates for the Head of Mid Cap Corporate Credit Sector.
- Ensures that Mid Cap Corporate Credit activities within the region comply with the Bank’s policies, credit standards, internal controls, delegated authorities, and relevant regulatory instructions and requirements.
- Manages and develops the performance of regional Team Heads by setting objectives, reviewing results, identifying development needs, and providing guidance and support to enhance team efficiency, develop qualified talent, and ensure business continuity.
Job Qualifications
- Bachelor’s degree in Accounting, Business Administration, or a related field.
- 12–14 years of banking experience, including at least 8 years of credit experience.
- Credit Course is mandatory.
- Advanced Credit Course is an advantage.
- CFA, MBA, or PhD is an advantage.
