Company Description Alexandria Business Association (ABA) SME Project is a financial institution with over 30 years of experience promoting development and financial inclusion for micro and small businesses. Guided by a vision to continuously evolve and meet the changing needs of clients, ABA provides both financial and non-financial services. The organization invests in human resources and technology to help business owners improve their economic, social, and health conditions while maintaining a balance between financial and social performance. ABA offers a wide range of financing products through individual and group lending programs, with loan amounts from EGP 10,000 to EGP 292,000. Team members contribute directly to expanding access to responsible financing and supporting community development.
Provide technical supervision of credit portfolio , liquidity , funding and financial risk monitoring and analysis , ensuring high -quality reports and early warning indicators , and providing independent risk recommendations .
· Key Responsibilities
A. Oversee analysis of portfolio quality , delinquency and deterioration (PAR, Vintage and Roll Rates ) , reviewing trends and concentration risks by branch , product and segment .
B. Review early warning indicators , key risk indicators , identifying deterioration and recommending actions .
C. Oversee liquidity and funding risk analysis and review margin sensitivity to funding costs .
D. Coordinate and review credit and financial stress tests and scenarios
E. Review and challenge of the (ECL) model , including key assumptions , data quality and model outputs , in coordination with relevant functions .
F. Review credit and financial KRIs and periodic /ad hock reports , monitor breaches and treatments plans , and verify the effectiveness of corrective action
· Qualifications , Experience & Skills
Bachelor’s degree in Commerce , Commerce , Economics or related field ; 3-5 years in credit , finance or risk management >
Knowledge of portfolio and credit risk , liquidity , funding , stress testing Scenario analysis , early warning indicator and ECL concepts
Strong Excel ,Power BI , financial analysis and data analysis skills .
willingness to visit branches as needed.
· Preferred Industry Experience
