We are looking for an experienced Senior Credit Cards Product & Portfolio Expert to lead cards strategy, drive portfolio growth, enhance customer engagement, and improve profitability within the retail banking sector.
Key Requirements:
- Strong experience in credit and debit card product launches, portfolio management, and customer lifecycle management.
- Proven expertise in card product strategy, CVP development, pricing, features, and benefits.
- Experience driving card spend, activation, retention, profitability, and customer engagement.
- Strong knowledge of card P&L management, interchange, loyalty and rewards programs.
- Experience in campaign execution, customer segmentation, and performance analytics.
- Strong understanding of SAMA regulations and the Saudi banking market.
- Experience in digital banking, mobile banking, fintech, and wallet integrations.
- Proven ability to lead large-scale projects, system migrations, and cross-functional initiatives.
- Experience managing card scheme relationships, merchant partnerships, and strategic alliances.
- Strong leadership, stakeholder management, and team development skills.
- Bachelor's degree required.
Knowledge & Experience:
- Minimum 12 years of experience in cards/retail banking, ideally with 5 years in leadership roles.
- Strong expertise in credit card product management and portfolio growth delivery.
- Proven background in digital banking and project management.
- Knowledge of the Saudi banking market, SAMA regulations, and payment trends.
- Bachelor's degree required.
Preferred Background: Head of Cards, Cards Portfolio Director, Senior Cards Product Manager, or similar senior retail banking positions.
