JOB PURPOSE / ROLE:
The main duties of the employee will comprise of preparing credit applications and reviews for new and existing borrowing relationships, provide day to day support for the Team's clients, as well as providing general support to the Team's Relationship Managers.
KEY RESPONSIBILITIES:
- To finish credit reviews / applications in a timely manner and to an acceptable standard.
- To maintain client satisfaction through everyday interaction as and when needed.
- To assist Relationship Managers in developing existing relationships and forming new ones.
- Gather the necessary information from the client (in conjunction with the client Relationship Manager) to complete the credit review / application.
- Preparation of the above-mentioned document assessing the Client's financial status focusing on Character, Collateral, Capacity to Repay, Cash Flow, and Transaction Structure in line with the KFH Corporate Bank Format.
- Provision of Day-to-Day Support for Team Clients.
- To ensure that annual reviews/ New credit applications assigned by RM/ RH are handed over at an acceptable quality standard by CBG & RMG.
- Assist RMs in processing the credit applications within 3 days from the receipt of the required information, in no case beyond 7 days.
- Follow up with Legal, Sharia, CAD as well as clients for pending documents completion.
- Maintain proper filing at all the time, all copies of CAs, correspondence, security documents, latest financials for accounts involved in (both soft & hard).
- Prepare reports assigned by the management including daily, weekly, and monthly team reports.
- Close requests the same day and customer inquiries and operational issues with accuracy within maximum 2 days.
Academic Qualifications (Minimum Requirement):
- Bachelor’s degree in finance, Business Administration, Economics, Risk Management, or a related field.
Professional Certifications (Minimum Requirement / Preferred):
- Professional Credit Certificate is preferred.
Minimum Experience:
Minimum of 0–2 years of relevant professional experience in credit risk management, preferably within wholesale banking or a financial institution.
