CapFore

CapFore is a Nordic credit servicer. We handle portfolios of unsecured, non-performing consumer credit for the institutions that own them, from first look to final report. Sourcing, analysis, due diligence, migration, collection, enforcement and reporting run on one platform whose IP we own. It was built to our specification, and it is the reason a small team can absorb portfolio after portfolio without the cost base rising with it. CapFore Oy is authorised as a credit servicer by Finanssivalvonta, the Finnish Financial Supervisory Authority, under Directive (EU) 2021/2167, and separately authorised in Norway by Finanstilsynet. Finland and Sweden today, Norway and Poland from early 2027.