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Payments were standardized decades ago. Disputes never were. Every payment rail has its own portal, rules and deadlines: cards, Klarna, PayPal, Wero and every other APM. Merchants lose money on orders that went right, and acquirers and PSPs still handle disputes by hand. Guzco is building the industry standard for payment disputes. Today, our AI agents handle chargebacks and disputes end to end for merchants. From intake and evidence enrichment to submission and recovery, without anyone on your team touching them. Win rates go from 20% to 90%+, and merchants recover 2 to 3 times as much. Next: one resolution layer for merchants, acquirers and PSPs, across every rail.