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cflox is an international payment institution that combines payment transactions with financing to create unique solutions. With a focus on working capital, cflox offers clients the optimization of payment terms and cash flow. They can choose between early payment to suppliers or additional payment terms without involving suppliers. In cooperation with numerous established, international financing partners such as Deutsche Bank, Commerzbank, ING and UniCredit as well as over 180 active client programs, cflox offers tailor-made solutions to strengthen liquidity and efficiency in the supply chain. cflox GmbH is headquartered in Hamburg, Germany, and is registered as a payment institution (Payment Services Supervision Act - ZAG) for the provision of payment services in Germany with the Federal Financial Supervisory Authority (BaFin).
